New Rules. New Solution.

Accept credit cards at 0% cost.

Achieve 100% compliance.

Sell $100 on a credit card, receive $100 in your account. 

Sell $100 on a debit card, receive $98.75 in your account.

Sarah McDonnell

Owner, McDonnell Nursery | Orinda, CA

Processing with HM Marketing allows us to keep our prices lower, margins higher and pass on savings to the customers who choose to pay with cash or debit card.

Zero Cost

You keep 100% of every credit card sale: when you sell $100, you receive $100. Pay only for debit card transactions.

Fully Compliant

We’re experts so you don’t have to be. Our turnkey solution complies with all the rules and automatically has you covered.

Customer Friendly

Our program passes on the fee for credit card transactions only. Your customers can always choose debit as a no-fee option.

No-Cost-Credit-Card-Program roseville

Online

Enable customers to pay seamlessly and securely on your website.

In Office

Enter payments in seconds from your web browser, no matter where your customers are.

No-Cost-Credit-Card-Program
No-Cost-Credit-Card-Program fair oaks

In Person

Enable customers to pay seamlessly and securely on your website.

How It Works

Unless you pass along the credit card fee to customers, you have to either raise prices across the board — harming customers who pay with cash or debit — or accept a lower profit margin on credit card sales. Our program allows customers to pay the fee if they choose a credit card for convenience or rewards, or to use a low-cost debit card with no additional fee.

Accept Credit Cards

When customers choose a credit card, they also cover the fee. At the time of purchase, our program informs the customer of the fee amount, and always gives the option to pay with a no-fee method. You receive 100% of the amount of your sale.

Accept Debit Cards

When customers choose a debit card, they pay no fee, keeping you compliant. Your customers always have a no-fee payment option. To comply with the rules, our program automatically detects when a debit card is entered and applies no fee. You pay only the low cost of debit card acceptance.

Your Payment Dashboard

In Office | In Store | Online

Manage All Your Payments In One Place From All Your Processing Sources

approved iso with cardx

We are an approved ISO with CardX

we’re here to all your questions

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed auctor turpis eu arcu sagittis, id sagittis justo suscipit.

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.

Ready to Meet?

No Startup Costs. Month To Month Agreements.

Next Steps

This all starts with a first meeting. If you are ready to invest in growing your business, we are ready to meet in person, over Zoom, phone, text or email. What works best for you?

HQ: Sacramento, CA

How Would You Like To Meet?
© 2022 All Rights Reserved. HM Marketing
Checklist to Ensure Complete Access & Ownership Of Your WordPress Website

See Our Website Hosting/Maintenance Agreement

Enter your info and receive an email with a link to download our agreement.